Terms and Conditions Effective Date: September 1, 2025
Last Updated: September 1, 2025
These Terms and Conditions (“Terms”) form a legally binding agreement between you (“Subscriber,” “User,” “you,” or “your”) and Cost Savings LLC (“Cost Savings,” “we,” “us,” or “our”) governing your access to and use of the Cost Savings Perks platform, CostSavings.com, the Dollar Bill chat agent, and any associated software applications and websites (collectively, the “Services”).
By creating an account, subscribing to, or otherwise using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you may not access or use the Services.
1. Scope of Services Through our Services, Cost Savings provides:
Discounted Products and Services: Exclusive offers on SaaS tools and other business services provided directly by Cost Savings.
AI Monitoring and Auditing Tools: Automated expense monitoring, invoice auditing, and cost-optimization insights.
Partner Benefits: Access to travel, event tickets, retail shopping, and entertainment discounts offered by independent third-party partners.
Chat Agents (e.g., Dollar Bill): Interactive AI-powered tools to provide cost-savings insights, reporting, and recommendations.
2. Eligibility and Registration Age Requirement: You must be at least 18 years old (or the age of legal majority in your jurisdiction). If under 18, you must have consent of a parent or legal guardian.
Account Information: You must provide accurate and complete information when registering. You are responsible for maintaining the confidentiality of your credentials and for all activity under your account.
Authorized Use: Accounts may only be used by the registered business and its authorized employees. Sharing, reselling, or transferring accounts is prohibited.
Corporate Domains: If you register using an organizational email, your account may be transferred to that organization’s administrator.
3. Third-Party Services Transactions: Purchases of travel, retail, or other goods and services from third-party providers are transacted directly between you and the provider. Cost Savings does not process, fulfill, or manage these transactions.
Third-Party Terms: Your use of third-party services is subject to their own terms and policies.
Disclaimer: Cost Savings disclaims responsibility for the accuracy, availability, quality, cancellations, disputes, or representations made by third-party providers.
4. Subscriptions, Billing, and Fees Subscription Plans: Some features require a paid subscription. Pricing, terms, and renewals will be disclosed at purchase.
Billing: You must provide accurate billing and payment information. Subscriptions renew automatically unless canceled.
Refunds: Except as required by law, all fees are non-refundable.
Changes: We may modify subscription prices or features with at least 30 days’ notice.
5. Use of AI Tools and Content Informational Purposes: AI-generated outputs are for informational and educational purposes only and do not constitute financial, tax, legal, or investment advice.
Accuracy and Reliance: AI outputs may be inaccurate, incomplete, or non-unique. You must independently review outputs before relying on them.
Prohibited Use: You may not use outputs for decisions impacting individuals in legally sensitive areas (e.g., credit, employment, housing, medical).
Our Rights: We may use your inputs/outputs to improve our Services, subject to our Privacy Policy.
6. Intellectual Property Ownership: All intellectual property rights in the Services, including logos, trademarks, software, and platform content, belong to Cost Savings or its licensors.
Restrictions: You may not copy, distribute, reverse engineer, or create derivative works without written consent.
7. Acceptable Use You agree not to:
Use the Services for unlawful or abusive purposes.
Infringe on others’ rights or violate laws.
Attempt to reverse engineer or bypass security features.
Use outputs to create competing AI models.
Interfere with or disrupt the Services.
8. Privacy Your use of the Services is also governed by the Cost Savings Privacy Policy [insert link]. When using third-party services, their respective privacy policies apply.
9. Disclaimer of Warranties The Services are provided “AS IS” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee uninterrupted or error-free Services, or that outputs will be accurate or secure.
10. Limitation of Liability Exclusions: Cost Savings is not liable for indirect, incidental, or consequential damages, including loss of profits, revenue, or data.
Cap: Liability is limited to the greater of (i) the subscription fees paid in the 12 months preceding the claim, or (ii) $100.
11. Indemnification You agree to indemnify and hold harmless Cost Savings, its affiliates, officers, and employees from claims, damages, or expenses arising out of your use of the Services, your content, or violation of these Terms.
12. Termination and Suspension By Cost Savings: We may suspend or terminate accounts for violations, legal compliance, risk, harm, or inactivity (over 12 months).
By You: You may cancel at any time, but no refunds will be provided for prior payments.
Appeals: You may appeal termination decisions by contacting Support.
13. Discontinuation of Services We may discontinue the Services with advance notice and will refund any prepaid, unused amounts.
14. Dispute Resolution and Governing Law Governing Law: These Terms shall be governed by the laws of the State of Florida (unless otherwise required by law).
Arbitration: Disputes shall be resolved through binding arbitration.
Informal Resolution: Both parties agree to attempt informal resolution prior to arbitration.
Class Action Waiver: Disputes must be brought on an individual basis only. Jury trial waivers apply.
Batch Arbitration: Similar claims may be consolidated into batches under applicable rules.
15. Copyright Complaints If you believe your intellectual property has been infringed, notify us with details of the copyrighted work and alleged infringement. We may disable infringing content and terminate repeat offenders.
16. General Provisions Assignment: You may not assign these Terms without our consent; we may assign to affiliates or successors.
Trade Controls: You must comply with all export control and sanctions laws.
Entire Agreement: These Terms constitute the entire agreement and supersede prior terms.
Modifications: We may update these Terms; material changes will be communicated via email or through the Services. Continued use constitutes acceptance.
Severability: If any provision is found unenforceable, the remainder remains valid.